Hubby woke me this morning before work and told me to draw $150 out of overdraft. yay! I mean, it's not GOOD, because we will have to pay it back on Tuesday (his payday) but it means we will eat and have gas, and that IS good!
So, one less thing to worry about!
To answer the question left in my comment about "Why wait to start afresh?", the answer is "I don't know. I just don't have it wrapped around my head yet and I am getting that date wrapped around my head." I know, it doesn't make much sense. Oh well. :) Better then than never! :)